Online Payment Integration
GNXSoft integrates online payments across card, wallet and local bank rails: hosted or fully embedded checkout, tokenised recurring billing, 3-D Secure, refunds and chargeback handling, all reconciled against your fiscal receipts and accounting records, so the money that moves is the money you can account for.
Payment Acceptance
- Card & Wallet Payments. Visa, Mastercard, Apple Pay and Google Pay through acquirers and gateways such as Borica, myPOS, Stripe and PayPal, delivered as a hosted page or a checkout embedded in your own interface.
- Local Payment Methods. Bank transfer, ePay and easyPay flows alongside cash on delivery, so Bulgarian customers pay the way they already expect to.
- Tokenisation & Recurring Billing. Stored cards, subscriptions, instalments and one click repeat purchases, with card data kept out of your systems by design.
Compliance & Risk
- 3-D Secure & Strong Customer Authentication. PSD2 SCA implemented properly, so authorisation rates stay high and liability sits where it belongs.
- PCI DSS Aligned Architecture. Segmentation, tokenisation and audited key handling designed to keep as much of your environment as possible out of scope.
- Fraud & Chargeback Controls. Risk scoring, velocity rules, dispute evidence workflows and monitoring tuned to your actual fraud profile rather than a generic preset.
Money Operations
- Fiscalisation & Receipts. Payment events tied to NRA compliant fiscal receipts and electronic invoices, so every transaction is reportable from authorisation to ledger.
- Refunds, Captures & Reconciliation. Full and partial refunds, authorisation holds and delayed captures, with automated matching of gateway settlements against orders and accounting entries.
- Marketplace & Split Payments. Multi vendor payouts, commission handling and escrow style flows for platforms that move money on behalf of others.
Frequently Asked Questions
- Which payment providers do you integrate?
- Borica, myPOS, Stripe and PayPal for cards and wallets, alongside the local rails Bulgarian customers expect: bank transfer, ePay, easyPay and cash on delivery. The choice of acquirer stays yours; the integration is built so it can be changed later.
- Does this make us PCI DSS compliant?
- Integration alone does not certify you, but the architecture is designed to keep card data out of your systems through tokenisation and hosted fields, which is what keeps most of your environment out of PCI scope in the first place.
- Can you support subscriptions and recurring billing?
- Yes. Stored card tokens support subscriptions, instalments and one click repeat purchases, with 3-D Secure applied where PSD2 requires it and exemptions used where they legitimately apply.